OverJoy of Giving Official Rules
Official Rules ("Rules")

No Text or Purchase Necessary to Enter/Win.
PIN-Based & International Transactions Ineligible.
Texting or Purchasing Will Not Increase Odds of Winning.


All entries (via a MasterCard® card, online, text ("txt") message, or mail) have an equal chance of winning. MasterCard use includes purchases initiated by MasterCard cards & MasterCard products/devices (i.e. PayPass) directly linked to MasterCard customer financial institution ("FI") accounts.
Eligibility: Open to legal residents of 50 US or DC, 18 or older as of 11/1/08, except employees & their immediate families (spouses, parents, children, & siblings & their respective spouses) & those living in same household of each of MasterCard International Incorporated ("Sponsor"), MasterCard FIs, Home Depot U.S.A., Inc. & its subsidiaries, divisions, affiliates, brands & other Home Depot companies (the "Home Depot"), Project Support Team, Inc. ("P/S/T"), & each of their respective parent companies, affiliates, distributors, subsidiaries, & advertising/promotion agencies (collectively, "Released Parties"). Subject to applicable federal, state, & local laws & regulations. Void where prohibited.
To Enter: Begins 11/1/08, 12:00:01AM Central Time ("CT") & ends 1/2/09, 11:59:59PM CT ("Promo Period").
1) Online: Visit www.priceless.com & fully complete/submit entry form during Promo Period per instructions to receive (1) entry. Limit (1) online entry per person, despite number of email addresses used, during each Promo Period day (day is the 24-hour period beginning 12:00:01AM CT & ending 11:59:59PM CT). Additional ("add'l") online entries received ("rec'd") from any person or email address thereafter will be void. Entry awarded to person named on applicable entry form (regardless of authorized account holder of email from which entry was submitted). Use of automated entry devices prohibited.
2) Standard txt Message During Promo Period: Using a txt messaging capable device from a participating carrier, txt Keyword featured in promotional materials or txt JOY, GIVE, GIFT, or WIN ("Keyword") to PRCLS ("Short Code"). After sending txt messaged Keyword to Short Code, receive txt message reply confirming entry. Sweepstakes txt message alerts from Sponsor may be sent after entry. Opt-out from receiving alerts any time by responding "end", "stop", "unsubscribe", "cancel" or "quit" to any alerts. Standard txt messaging rates apply. Wireless service providers ("provider") may charge for each standard txt message sent & rec'd. Call provider for pricing & service plan before entry. Limit (1) txt message entry per person, despite number of wireless phone numbers used, during each Promo Period day as defined above. Add'l txt entries rec'd from any person or wireless phone number thereafter will be void. Entry awarded to authorized account holder assigned to the wireless phone number used to enter. Proof of being the authorized account holder may be required by Sponsor.
3) MasterCard Automatic Entry Via Purchase During Promo Period:

  1. Receive (1) entry per US based MasterCard purchase;
  2. Receive (1) add'l entry per US based PayPass tap purchase. For PayPass enabled merchants, visit www.mastercard.com/paypassmerchants;
  3. Receive (1) add'l entry per US based MasterCard purchase made: i) At a The Home Depot® retail location or online at http://www.homedepot.com/; ii) At an EXPO® Design Center location or online at http://www.expo.com/; iii) At a The Home Depot® Floor Store location; or iv) Through a The Home Depot Catalog either via phone at 1-800-435-4654 or via mail using the Catalog Order Form (provided that the Order Form is both submitted & processed during Promo Period).

MasterCard purchase-based entries unlimited during Promo Period. If a winner is from purchase, prize will be awarded to primary account holder (per FI's records) named on account accessed for entry & if a corporate card is selected, prize will be awarded to person named on card used for entry (per FI's records). Account adjustment transactions/returns, PIN-based & international transactions, late payment fees, over-limit or over-draft fees, return check fees, check re-order fees, cash advances, annual fees, balance transfers &/or other fees assessed on account ineligible. Entries via unauthorized, lost, stolen, or fraudulent MasterCard cards are void. Only purchases via MasterCard cards in good standing (at entry & winner selection) & issued by US based FIs to identifiable users & that are processed/submitted via Sponsor's US processing system during Promo Period eligible.
4) Mail: Enter without txt or purchase & receive (3) entries. Hand print name, complete mailing address, phone, age, & "MasterCard overJoy of Giving Sweepstakes" on a 3"x 5" paper & mail in a sealed, stamped & hand printed #10 envelope to: overJoy of Giving, P.O. Box 17015, Bridgeport, CT 06673-7015. Mail entry unlimited, but each entry must be mailed separately & rec'd by 1/9/09 as outlined below. Photocopied, computer generated facsimiles, mechanically reproduced, & mass entries void. Entry via purchase, online, txt message, &/or mail-in is consent to participate & for Sponsor to obtain, use, & transfer your name, address & other details for administration purposes. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries, mail, txt messages, or email messages; garbled, lost, misrouted, misdirected, or scrambled transmissions; any error, omission, interruption, defect or delay in transmission or communication, 3rd party transaction classification, transaction, entry or txt message processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones (including cell phones/handsets), phone lines, cell towers, phone systems, wireless service, or other communication malfunctions; interrupted or unavailable network, server or other connections; online traffic congestion or any technical problem, including any injury/damage to any cell phone/handset &/or computer, related to/resulting from participation; errors in Rules, promotional ads or other materials; human processing error; failures of electronic equipment, computer hardware or software, cell phone related, or otherwise; or inaccurate entry information, whether caused by equipment, Sweepstakes programming, human error, or otherwise. Sponsor can void entries of entrants who attempt to tamper with or impair Sweepstakes administration, security, fairness, or proper play.
Winner Selection: (1) winner will be selected per Period in an individual random drawing from all eligible entries rec'd during said Period. With exception of Period 1, 11/1/08-11/9/08 & Period 9, 12/29/08-1/2/09, Periods run Mon. – Sun. Entries rec'd per Period don't transfer to subsequent drawings.

Periods

Period Online, Txt, & Purchase Dates
(beginning 12:00:01AM CT & ending 11:59:59PM CT)

Mail-In Entries
Rec'd By Dates

Drawing Date

1

11/1/08 – 11/9/08

11/17/08

11/24/08

2

11/10/08 – 11/16/08

11/24/08

12/1/08

3

11/17/08 – 11/23/08

12/1/08

12/8/08

4

11/24/08 – 11/30/08

12/8/08

12/15/08

5

12/1/08 – 12/7/08

12/15/08

12/22/08

6

12/8/08 – 12/14/08

12/22/08

12/29/08

7

12/15/08 – 12/21/08

12/29/08

1/5/09

8

12/22/08 – 12/28/08

1/5/09

1/12/09

9

12/29/08 – 1/2/09

1/9/09

1/19/09

Drawings conducted by P/S/T, an independent judging organization whose decisions are final/binding in all Sweepstakes matters. Winners notified by P/S/T by cell phone, phone &/or mail. If prize award is in conflict with corporate policy or not feasible after Sponsor's good faith effort to obtain contact details from applicable MasterCard customer FI or provider, prize will be forfeited & an alternate winner may be selected. Odds of winning depend on number of eligible entries rec'd for applicable drawing. Limit (1) prize per person, family, or household. (9) Prizes/(1) Prize Per Period: Winners' choice of (1) of (4) Options per below. Each Option includes a pair of (2) identical prize components with a max. value of $35,000 each. Winner must Give (transfer, without compensation) 1st prize component to a 3rd party recipient ("Recipient") who is a legal resident of 50 US or DC, 18 or older & Receive 2nd prize component for him/herself. Of $35,000 prize component value, winner & Recipient can use all funds for the component itself or opt to apply a minimum of $25,000 for applicable component & accept remaining funds (not to exceed $10,000) as a check to help offset any applicable tax burden. Total Max. Approximate Retail Value ("ARV") of each Option=$70,000. Options, per above restrictions, as follows: (Opt 1)(2) 2009 cars. Winner & Recipient selection & receipt of 2009 car makes/models subject to availability & Sponsor's final approval. Winner & Recipient must have proof of insurance & a valid US driver's license for car delivery. Taxes, insurance, licensing, registration, title fees, acquisition fees, destination charges, & any options not included per Sponsor, & all other expenses not specified & related to car acceptance & use are solely winner's &/or Recipient's responsibility. Cars awarded "as is" with no warranty or guarantee, either express or implied, other than manufacturer or dealer warranties provided at their sole discretion (winners & Recipients agree to look to such manufacturer or dealer for such warranty &/or guarantee, if any). (Opt 2)(2) Shopping sprees, awarded in the form of MasterCard Gift Cards, each totaling up to $35,000. (Opt 3) (2) trips for up to (4) people to a single destination of winner & Recipient choice. Trips can include, but aren't limited to, round-trip coach air transportation from major airport nearest winner/Recipient US residences, hotel/other accommodations, ground transportation, & other trip activity expenses within prize component ARV including sightseeing excursions, food, entertainment, & spending money. Trip values vary per final flight itineraries. Winner & Recipient responsible for meals, insurance, incidentals, upgrades, gratuities, ground transportation other than per above & for all other expenses in excess of max. trip expenses &/or other expenses not specifically stated herein. Trips must be completed by 2/18/10. Trip & activities must be booked via a travel agent of Sponsor's selection. Winners, Recipients, & each of their guests must have valid passports/visas (if required) & all other required documentation prior to departure & are responsible for obtaining such travel documents & must comply with airport & venue security requirements. Blackout dates & other travel/accommodations restrictions may apply. Released Parties not responsible for trip delays, flight cancellations, &/or other difficulties occurring during trip. Minor guest(s) (if any) must be accompanied by a parent/legal guardian, & winners, Recipients & guests must travel on the same itinerary for each respective trip. (Opt 4) (2) Home Depot home makeovers awarded in the form of store credit at The Home Depot location nearest winner's residence. Prize details not specifically set forth herein are at Sponsor's sole discretion. Total ARV of all prizes=$630,000. Federal, state, & local taxes & all other expenses not specified herein are solely the winners' responsibility. Miscellaneous: Except per above, no transfer, assignment, cash redemption, or substitution of prizes (or portion thereof) except by Sponsor due to prize unavailability or other causes determined solely by Sponsor, & then for a prize (or applicable portion thereof) of equal/greater value. Winners & Recipients required to execute & return a notarized Affidavit of Eligibility, Liability Release & (where legal) Publicity Release within (5) days of notification issuance. If Opt. 3 selected, guests (if a minor, respective parent/legal guardian) required to sign & return a notarized Liability Release & (where legal) Publicity Release prior to document issuance. Non-compliance with the foregoing may result in disqualification & awarding of prize to an alternate winner. If any prize notification letter is returned as undeliverable or if P/S/T is unable to contact potential winner after good faith efforts, winner will be disqualified & an alternate winner may be selected. By participating, entrants agree to be bound by these Rules & agree that: 1) Released Parties & their designees & assigns have the right & permission to use (unless prohibited by law) their name, voice, city/state of residence, biographical information, photo, &/or likeness for advertising &/or trade &/or any other purpose in any media or format, online or offline, now or hereafter known without further compensation, permission, or notification; & 2) Released Parties & their designees & assigns & all of their respective officers, directors, employees, shareholders, representatives & agents shall have no liability & will be held harmless for any liability, loss, injury or death to entrant or any other person, including damage to personal or real property, due in whole or in part, directly or indirectly, by reason of prize acceptance, possession, or use or misuse (including any travel/related prize activity) or Sweepstakes participation. Sponsor can disqualify any entry & modify, terminate or suspend this Sweepstakes if virus, bugs, non-authorized human intervention, action of entrants, or other causes beyond Sponsor's reasonable control corrupt or impair Sweepstakes administration, security, fairness or proper play &, in such an event, select winners from those eligible, non-suspect entries rec'd prior to modification, termination or suspension.
Winners List: For winners' names, send a self-addressed, stamped envelope to be rec'd by 2/18/09 to: overJoy of Giving Winners, P.O. Box 13106, Bridgeport, CT 06673-3106.
©2008 MasterCard. All Rights Reserved.
Sponsor:       MasterCard International Incorporated, 2000 Purchase Street, Purchase, NY 10577
Promoter:     Project Support Team, Inc., 6 Berkshire Blvd., Bethel, CT 06801/www.ProjectSupportTeam.com





MasterCard OverJoy of Giving Instant Win Game Official Rules
Official Game Rules ("Rules")

No Purchase Necessary to Enter, Play or Win.
Purchasing Will Not Increase Your Odds of Winning.


Eligibility: Open to legal residents of 50 US including DC, 18 or older & who have internet access & a valid e-mail address prior to 11/1/08. Employees & their immediate families (spouses, parents, children, & siblings & their respective spouses) & those living in same household of each of MasterCard International Incorporated ("Sponsor"), MasterCard customer financial institutions ("FI"), Home Depot U.S.A., Inc. & its subsidiaries, divisions, affiliates, brands & other Home Depot companies (the "Home Depot"), RealTime Media, Inc., Project Support Team, Inc. ("P/S/T"), & each of their respective parent companies, affiliates, distributors, subsidiaries, retailers, & advertising/promotion agencies ("Released Parties") aren't eligible to enter/win. Subject to applicable federal, state, & local laws & regulations. Void where prohibited. Promotion Period ("Promo Period"): Begins 11/1/08, 12:00:01AM Central Time ("CT") & ends 1/2/09, 11:59:59PM CT. Sponsor's computer is official Game time clock. Register & Play Game: Visit www.priceless.com & register during Promo Period to play per instructions. Limit (1) registration submission per person during Promo Period. Additional registrations received from any person, regardless of number of different e-mail addresses used, will be void. After registering, follow instructions & play Game ("Game Play") during Promo Period in its entirety. For return site visits during Promo Period, enter e-mail address & password created during initial registration, click "Start Playing", & follow instructions to play Game. Flash 8 Plug-in must be installed on your computer to play & can be downloaded for free at www.adobe.com. Limit (10) Game Plays per person, regardless of number of different e-mail addresses used, each day of Promo Period (a day is 24-hour period beginning 12:00:01AM CT & ending 11:59:59PM CT). Additional Game Play attempts from any person during any (1) day of Game will be void. Maximum of (630) Game Plays per person allowed during Promo Period. Game is not skill-based. If "Start Playing" button clicked at a randomly selected winning time (determined by Sponsor) or if no one clicks "Start Playing" at such time & you're the first to play thereafter (determined by Sponsor), you're a potential winner. If a potential winner (prize award subject to eligibility verification, winning Game Play verification & Rules compliance), you'll receive a winning prize message & must complete a prize claim redemption form ("redemption form"). Redemption form must be completed upon request or prize may be forfeited & may be awarded in 2nd Chance Drawing per below as determined by Sponsor. Incomplete redemption form submissions won't be processed. If you're not a winner, you'll receive a message indicating that you haven't won & can try again later. Submission of a registration, Game Play, &/or redemption form (collectively "Game Data") constitutes your consent to participate in Game & consent for Sponsor to obtain, use, & transfer your name, address & other details for Game administration purposes. Released Parties aren't responsible for late, lost, stolen, misdirected, delayed, inaccurate, incorrect or undelivered Game Data; any error, omission, interruption in service due to system upgrades, repairs, modifications or other causes, defect/delay in transmission or communication; telephonic, human or computer failures, problems or errors; theft, destruction or unauthorized access to, or alteration of, Game Data; technical or mechanical malfunctions, or other malfunctions or errors whether caused by equipment, programming, human error or otherwise, relating to/in connection with Game, including, without limitation, errors in connection with Game administration, Game Data processing, or prize announcements; interrupted or unavailable network, server or other connections; Internet traffic congestion or any technical problem, including, without limitation, any injury or damage to any person's computer related to/resulting from Game participation; errors or omissions in Rules, in any Game-related ads/materials; human-processing error; electronic equipment, computer hardware or software failures; or inaccurate entry information, whether caused by equipment, Game programming, human error, or otherwise. Sponsor can void entries of an entrant who Sponsor believes has attempted to tamper with/impair Game administration, security, fairness, or proper play. CAUTION: Any attempt to deliberately damage any Web site or undermine the legitimate operation of this Promo is a violation of criminal & civil laws & should such an attempt be made, Sponsor reserves the right to seek damages &/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. If the number of Instant Win messages issued exceeds the number of prizes listed in Rules, Sponsor can have P/S/T conduct a random drawing from among all eligible, non-suspect & valid Instant Win message prize claimants to award the listed number of prizes. Only the published number of prizes per Rules will be awarded. (63) Instant Win Prizes: Each day of Promo Period, a pair of identical $500 Gift Cards will be awarded as follows: A total of (36) pairs of $500 MasterCard Gift Cards/(1) pair per Mon., Wed., Fri., & Sun. during Promo Period. A total of (27) pairs of The Home Depot Gift Cards/(1) pair per Tues., Thurs. & Sat. during Promo Period. Winner must Give (transfer, without compensation) 1st Gift Card to a 3rd party recipient ("Recipient") who is a legal resident of the 50 US or DC, 18 or older & Receive 2nd Gift Card for him/herself (Approximate Retail Value "ARV" of each Gift Card Pair=$1,000). MasterCard & The Home Depot Gift Card restrictions may apply. Prize details not set forth herein at Sponsor's discretion. Federal, state, & local taxes & all other expenses not specified herein are solely each winner's responsibility. Total ARV of all prizes: $63,000.
Winner Selection/Notification & Odds: Winners will be notified by e-mail, telephone &/or mail. Prizes awarded to person named on applicable registration form (regardless of whether that's the name of authorized account holder of e-mail address from which said registration was submitted), subject to eligibility verification & compliance with Rules.A specific time during each day of Promo Period will be randomly selected to award each prize. Odds of winning a prize will depend on exact date & corresponding time of your Game Play as it relates to each prize. Limit (1) prize per person, immediate family member, or household. If a potential winner is disqualified for any reason, prize will be forfeited & may be awarded in 2nd Chance Drawing as determined by Sponsor.
2nd Chance Drawing: If necessary, a 2nd Chance Drawing will be conducted by P/S/T on/about 2/4/09 from among all eligible registrants to award any unclaimed prizes. Odds of winning 2nd Chance Drawing depend on total number of eligible registrants & total number of unclaimed prizes. Registrants who've won a prize prior to 2nd Chance Drawing won't be eligible to enter/win said drawing.
Miscellaneous: No transfer, assignment, cash redemption, or substitution of prizes except by Sponsor due to prize unavailability, & then for a prize of equal or greater value. Winners must complete & return a Winner Verification & Recipient Identification Form ("Form") within (7) days of notification issuance. Prizes to be fulfilled within 6-8 weeks after winner verification. Non-compliance with any of foregoing may result in disqualification & awarding of prize(s) to an alternate winner as described above. If any prize notification letter or prize is returned as undeliverable, or if winner forfeits a prize or is ineligible or in Rules non-compliance, winner will be disqualified & an alternate winner may be selected. If a winner is a minor in his/her jurisdiction of primary residence, prize may be awarded in name of or to his/her parent or legal guardian, who must complete Form & agree to all winner obligations & undertakings per Rules both on behalf of him/herself & winning minor. By participating, entrants agree to be bound by Rules & agree that: 1) Released Parties & their designees & assigns shall have right & permission to use (unless prohibited by law) their name, voice, city/state of residence, biographical information, photograph, &/or likeness for advertising &/or trade &/or any other purpose in any media or format, online or offline, now or hereafter known without further compensation, permission, or notification; & 2) Released Parties & their designees & assigns & all of their respective officers, directors, employees, shareholders, representatives & agents shall have no liability & will be held harmless for any liability, loss, injury or death to entrant or any other person, including, without limitation, damage to personal or real property, due in whole or in part, directly or indirectly, by reason of acceptance, possession, use or misuse of a prize or Game participation or for any printing, production, typographical, human, or other error in the printing, offering or announcement of any prize. Sponsor can void registrations, Game Plays &/or redemption forms or modify, cancel or suspend Game should virus, bugs, non-authorized human intervention or other causes beyond Sponsor's control corrupt or impair Game administration, security, fairness or proper play &, in any such event, at its discretion, randomly select winners for any unclaimed prizes from among all eligible non-suspect registrants prior to event requiring such action.
Winners List: For winners' names, send a self-addressed, stamped envelope ("SASE") to be received by 2/18/09 to: MasterCard overJoy of Giving Instant Win Game Winners, P.O. Box 13198, Bridgeport, CT 06673-3198 or visit www.priceless.com during Promo Period.
©2008 MasterCard. All Rights Reserved.
Sponsor:       MasterCard International Incorporated, 2000 Purchase Street, Purchase, NY 10577

Promoter:             Project Support Team, Inc., 6 Berkshire Blvd., Bethel, CT 06801/www.ProjectSupportTeam.com